The fact of the matter is that we have grown to expect that the financial rug will be pulled out from under us; and that it will usually happen when we are least able to accommodate it. Which is why you then start to avoid connections that would leave you vulnerable to the ground falling away beneath you.
How can any society that seeks to prosper into the future continue in this manner.
The United States is in the midst of what some worry is a baby crisis. The number of women giving birth has been declining for years and just hit a historic low. If the trend continues — and experts disagree on whether it will — the country could face economic and cultural turmoil.