And of course that's the seller's net gain, not the purchaser's. And even borrowing the information (money) to allow you to learn now, and provide the recompense for that gain over time, is a variable commodity. Which means, depending on overall economic circumstances, you could end up accumulating interest at increasing rates over time. So you can't even know for sure, at the outset, how much, in total, that learning will eventually cost you.
Which ought to really piss you off when you also realize that, thanks to the competitive need to continually "disrupt" the current way of doing things, you will likely have a limited window of opportunity with which to make use of that knowledge before the industry involved either moves to a cheaper labor country, or simply buys the right new robot; whereupon you will be required to retool again knowledge wise. Rinse and repeat the above description.
Oh happy days.
And through all of this, who are the one group of people who are always the most likely to benefit? The people who keep convincing you that information should stay as money, and it's only natural that folks like them have huge accumulations of it.
These are the essential facts of a cost based economic operating system. Nothing will truly change until we have defined, and implemented a replacement. I've outline a place to start talking about an alternative. Perhaps you might want to give it, and the idea of moving to an alternative, some thought.
As many as 95 percent of colleges are out of reach for low-income students even before they've taken the SAT.